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Horizon Financial Design has been providing financial advice to Australians since incorporating in 2010. In that time we have helped hundreds of our clients to meet their financial and Aged Care needs.
Technology allows us to provide our financial service to families and individuals virtually. This is important given time constraints and the health needs of future Aged Care residents. We understand that our Village is a large place.
We know life is complex enough without trying to reinvent the wheel. Let us ease the burden so that you can concentrate on the important things.
The Aged Care system has undergone many changes in recent years There is little indication change stops now particularly given the Royal Commission into Aged Care and recent recommendations/proposals currently under review. We help you navigate this complex area of aged care advice for your loved ones and give you options and peace of mind.
As a safety net for Older Australians Centrelink provides assistance in meeting retirees living costs. The issues arise when maintaining your client record and instigating changes. We often find that a Customer record has been untouched for a number of years resulting in inaccurate aged care advice and assessment of Aged Care costs. We can help.
'Which assets do we keep and which assets do we sell?'
'As a family we always wanted the kids or grand kids to have our family home.'
We can provide an analysis of the various asset retention and disposal options with a view to the cost of Aged Care and Age Pension outcomes. It's all about Choice.
You have enough to worry about looking after your cherished family member, so let us do the hard work, but more importantly keep you updated at every step along the way. This ensures you understand the situation and take the lead in decision making while fully informed.
Listening to your and your family's' specific wishes allows us to tailor strategies designed to meet your aged care needs.
With your expectations clarified, we evaluate numerous options based on your situation with an emphasis on positive cash-flow, but also allowing for flexibility.
The name may have changed multiple times, but the complexity remains. We liaise with the Aged Pension and Aged Care team within Human Services to update and maintain your record.
After careful consideration of the available options and with your approval, we proceed to implementing strategies designed to minimise your Cost of Care while providing room for the unexpected.
Updating all implemented strategies to Services Australia and updating the Cost of Care.
Now it's over to you to make sure your loved one fills their days with whatever fills their cup.